Reduce Costs

American Card Service provides critical services for both traditional and Internet businesses designed to cut costs by reducing chargebacks and losses and by protecting them from fraud.

Contested transactions (chargebacks) are vigorously held up to the Visa or Mastercard dispute resolution guidelines and all responses are screened for completeness and proper documentation.

Loss prevention is a key concern for American Card Service. Security measures include Address Verification Service (AVS) which verify street numbers before the merchandise is shipped (Internet or mail order) or before the transaction is approved (retail.) A Secure Payment Gateway which utilizes sophisticated SSL technology and encryption allows merchants to process transactions securely over the Internet. These security features are flexible and allow a merchant to lock out a specific credit card number or Internet address and create a negative file of high risk consumers and card numbers.